Why invest?
Our company offers investors an opportunity to grow their portfolio with a fintech poised for pan-African expansion and success. We have the team, technology and partners to deliver significant outcomes in the sustainable future for Africa’s MSMEs and impact on agricultural GDP, employment and economic development. Our Strategy is future proofed for a post COVID-19 world and expansion to all MSMEs across the developing world.
Our business model is a business-to-business, software-as-a-Service license agreement, with financial service providers. License fees are based on revenue shares from both loan margins and loan arrangement fees. Our revenue mix also includes business support service fees to financial service providers and in-app advertising for third parties. Our projections over target countries show annual income could reach more than twenty-one million USD by year five.
Our business performs robustly from year two as reflected in the revenue and expenses plots for Uganda and Kenya compared with later starts in Rwanda and Tanzania. Robust profits emerge in year four, reaching just under twenty million USD in year five, reflecting the scalability of our technology.
Our business shows strong revenue growth over five years reaching thirty-five million USD across all countries. Time in the case of Uganda and Kenya and size of market in the case of Ethiopia make them the biggest contributors to gross revenue. Strong revenue is underpinned by over fifty percent growth in customers and in revenue.
Our financial technology service business provides B-2-B services to financial service providers serving the agricultural sector operating in Uganda, Kenya, Rwanda, Ethiopia and Tanzania. Our company is in its venture capital early stages. Thus we seek equity and/or grant investment of one million USD.
Our funding request of one million USD will support technology and business development. While one third of the funds go into technology the remaining two thirds go to scaling up operations in Uganda, starting up in Kenya, and building MSME capacity in both. Profit margins from year three are sufficient to start up in the remaining target countries with the five years.